From buddy Fri Nov 11 19:42:10 1994
Date: Fri, 11 Nov 1994 13:28:58
Subject: one of my most favorites!



 This frog walks into a bank to ask for a loan, 'cause his pad is just a
pad.
 He walks up to the loan officer and says:

 Hi, I'm Froggie the Frog.

 She says: Hi I'm Patricia, Patricia Black.  Call me Patty.

 He goes: So I need a loan to fix up my pad.

 She: We're gonna need some collateral.   Have any real estate? Stocks?
Bonds?
 Securities? Options? Valuable antiques, precious metals ....?

 He:  Well. Not really.  All I have beside my lily pad is this. (And he
pulls
 from a paper bag a ceramic unicorn painted pink and blue.)

 The loan officer, Patty, is disgusted.  She says "What the hell kind of
 collateral is that?!?!@ "

 A nearby teller, a kind man, simply replies: "It's a knick-knack, Patty
 Black.  Give the Frog a loan." And that old frog fixed up his home.